Features

The whole tour.

Everything in version 1.0, and which plan it belongs to. Screens are from the app, with sample data.

Bills first, then you.Your balance is a fact. Safe to spend is an answer.Manual is a feature, not a fallback.Simulated means simulated.We cannot move your money. Really.Seven days of Pro, free.A budget is a forecast, not a verdict.Receipts, read.One number, and how it was built.Bills first, then you.Your balance is a fact. Safe to spend is an answer.Manual is a feature, not a fallback.Simulated means simulated.We cannot move your money. Really.Seven days of Pro, free.A budget is a forecast, not a verdict.Receipts, read.One number, and how it was built.

In Free

№ 1

Safe to spend.

What you can spend today without breaking anything you have already promised, with the working shown underneath.

Liquid money, minus bills still to come, minus what is reserved for goals
The same number on your Home Screen, Lock Screen and in Siri

Vaulta Safe to spend screen showing $123 for today

In Free

№ 2

Reports that explain.

Income, spending and net saved over three, six, twelve or twenty-four months, plus a Year in review.

Export to CSV
Spending and net worth reports are in Free
CSV import, backups and undo are in Free too

Vaulta Reports screen with income, spending and net saved

Pro and Premium

№ 3

Receipts, read.

Photograph a receipt. Vaulta reads the merchant, items and total into a transaction you can review. Product photos work too.

Pro: 50 receipt and 50 product reads a month. Premium: 150 each
Sent to Google Gemini only when you scan
Free users enter transactions by hand, unlimited

Vaulta receipt scan screen with itemised groceries

Pro and Premium

№ 4

The year ahead.

Where your balance is heading, as a range with the reasoning shown. A projection is not a promise, and the screen says so.

Bill and subscription radar and recurring detection
Cash-flow forecast
Tax and retirement planning tools

In Free, linking on Pro

№ 5

Net worth.

One figure, with change over time, built from your accounts: banks linked where available, everything else by hand.

Manual accounts in any country on Free
Optional read-only bank linking via Salt Edge in 8 countries
Split bills and IOUs

Vaulta net worth screen with a rising line chart

In Free

№ 6

Made for iPhone.

Four widgets, a Live Activity, Siri shortcuts and Control Center controls. Face ID to open the app, and local reminders for bills and budgets.

“How much can I spend today in Vaulta?”
A Lock Screen ring for your daily number
Face ID and passcode encryption

Vaulta widgets, Lock Screen and Siri shortcut

Under the hood

Things we chose.

Manual first

Everything works without connecting anything. Banks are optional, and available in eight countries only.

Germany
Spain
Singapore
Australia
India
the UAE
Mexico
Brazil

Data stays on the device

Financial data is held on your device. Passcode encryption is AES-256-GCM, and Vaulta cannot recover it if you forget the passcode.

Simulated is labelled

Market data is simulated, not live, and says so wherever it appears.

AI is metered and optional

Pro and Premium only, with monthly limits, and an exact description of what is sent. See the privacy policy.

Take a look at pricing.

See pricing Coming to theApp Store